After FirstBank's acquisition of Banco Santander Puerto Rico, you will have a financial institution with greater resources to help you fulfill your goals and continue bringing you the top quality service that you are accustomed to. As an immediate benefit, you may use more than 445 ATMs, free of charge.

Once the integration process is completed, you will have access to:

• A network of 73 branches throughout Puerto Rico, with greater presence on the entire island
• 100 Depósito Expreso automatic teller machines where you may deposit cash or checks at any time
• An extensive portfolio of financial products and services, including cutting-edge Digital Banking alternatives to address the needs of our individual and commercial customers
• A network of professionals willing to offer you the best service in the financial industry

For the time being, all your products from Banco Santander Puerto Rico will remain the same, with the exception of mortgage and insurance products that have already completed the transition process. Stay tuned for future updates on the next stages of integration.

The process for integrating products has been designed in stages to minimize any impact on the services we provide. Mortgage and Insurance have already completed the integration process to FirstBank. We encourage you to keep checking your mailbox, email, and social media for more details on each step of the transition.

For the time being, the agreements and functions of your financial products and services from Banco Santander Puerto Rico will remain the same. As part of the integration process, should there be any change, you will receive details about the new terms and conditions of your products.

As part of the integration process, we will notify you of any changes in your products and services through mail and email. We encourage you to contact us at 787-281-2000 and validate your contact information as it appears in our system.

Until the integration process is completed, your accounts and products, as well as their terms and functions, will remain the same. You should keep an eye out for official communications during the integration process, since these will notify you of any possible changes.

Yes, you will have access to the funds in your account as usual

For the time being, you will be able to continue using the same account number to make your transactions. During the integration process, we will notify you of any changes.

For the time being, you will continue using your debit or credit card from Banco Santander Puerto Rico, as the integration process has not started. If your debit or credit card expires before the integration, you will receive a replacement by mail with the Banco Santander Puerto Rico logo and you may use it as usual. During the integration process, we will issue new cards with the FirstBank logo. For more information, keep an eye out for our official communications.

No, the PIN number of your debit or credit card will not change since you may continue using your current card. During the integration process, we will send you new cards with sufficient time for you to activate them and not be affected.

For the time being, FirstBank will not make changes to your account numbers. Therefore, you may continue receiving your direct deposits and programming your automatic payments or debits as usual. You must be alert to official communications during the integration process to learn about any changes.

The FDIC insurance amount is $250,000 per depositor, per insured bank, for each category of account ownership. When two or more banks merge, the deposits in the bank that has been acquired are insured separately from the deposits in the acquiring bank, for a period of six (6) months from the date of the merger. This grace period gives depositors the chance to restructure their accounts, if necessary. The certificates of deposit (CDs) of the acquired bank are insured separately until the expiration date after the grace period has ended. The CDs that expire within the period of six (6) months and are renewed for the same term and in the same monetary value (either with or without accrued interest) will continue to be insured separately until the first expiration date after the period of six (6) months. If a CD expires within the grace period of six (6) months and is renewed with any other criteria, it would be insured only until the end of the grace period of six (6) months. For more information about FDIC coverage, you may visit https://www.fdic.gov/deposit/covered/categories.html

The accounts will continue under the terms and conditions established at the time of opening the account. As part of the integration process, we will notify you of any changes that would apply to your accounts once they convert to FirstBank.

You must continue sending payments for your products from Banco Santander Puerto Rico to the address in your booklet or the one you usually use. During the integration process, you will receive details of any change in the manner in which to send your payments.

As a customer of Banco Santander Puerto Rico, you will continue accessing Santander eBanking and the Santander PR app to see your accounts, make payments, and complete other transactions until the integration of your account to FirstBank is completed. For more details, be alert to official communications during the integration process of different products.

To better assist you until we complete the integration process, you must continue calling Banco en Casa at 787-281-2000 or 1-800-726-8263 for customer service. You must be alert to official communications during the integration process to learn about any changes.

Deferment agreements due to the COVID-19 pandemic and Loss Mitigation procedures regarding mortgage loans for the products with Banco Santander Puerto Rico will continue as usual, per agreement with the bank. For more details, be alert to official communications during the integration process.

For the time being, Banco Santander Puerto Rico branches will not experience any changes and will continue offering banking services and operating during regular business hours as usual. We will notify you of any changes in advance.

Until the integration process is completed, both banks' operations will continue working independently. Therefore, you must use the branches and channels of the bank from which you acquired your product. As part of the integration process, the products from Banco Santander Puerto Rico will be transfered to FirstBank in stages. For your benefit, once your product from Banco Santander Puerto Rico is transferred to FirstBank's systems, you may use FirstBank's branches and channels. Likewise, you may make payments and deposits with checks at the branches of Banco Santander Puerto Rico, also using the transaction mailboxes located at these branches.

For the time being, our branches will continue operating during regular business hours. For updated information on Banco Santander Puerto Rico business hours, we encourage you to consult the branch search engine on their website, santander.pr, or on the Santander PR app. You may also call us at 787-281-2000 or 1-800-726-8263.

Yes. As of September 1, 2020, you may use the ATMs of both FirstBank and Banco Santander Puerto Rico to verify balances and withdraw cash without service fees. To find the closest ATM, click here.

For the time being, and until the conversion process of your deposit account is completed, you must continue using Banco Santander Puerto Rico's Depósito Simple ATMs to deposit your checks or cash. However, you may continue using the ATMs with Depósito Expreso, as well as other FirstBank tellers to withdraw cash or verify the balance of your accounts free of charge.

As part of this acquisition, and once the integration process is completed, you will have the benefit of a financial institution with presence in several regions (Florida, United States, and Virgin Islands) and a focus on decision-making at a local level. This allows us to work with you to offer a great variety of solutions in a speedy manner and a service experience centered on offering the best service in the industry. To assist our commercial customers, we have liaison officers with extensive experience and knowledge to manage from the simplest to the most complex and sophisticated needs of an ample variety of industries and types of enterprises.

Until we complete the integration process, as a commercial customer of Banco Santander Puerto Rico, you will have access to your current accounts, products, and functions of Banco Santander Puerto Rico with the same number, and you will be able to continue making payments as usual. Also, the liaison officer that currently assists you will continue providing this service, and you will continue making your transactions at the branches and offices of Banco Santander Puerto Rico.

For the time being, there will be no changes in the officers that manage your commercial accounts in the branches or central offices.

For now, you may continue using Banco Santander Puerto Rico's digital platforms and you do not have to sign up for FirstBank's platforms.  Be alert to official communications for more details about the integration process and any changes on your platforms.

As a commercial customer of Banco Santander Puerto Rico, you will continue accessing your accounts and products with the same number, since the integration process has not started. The agreements and functions of your products will also remain the same. We will provide more details about possible changes, if any, during the integration process.

Until the integration process is completed, you will continue making your transactions only at Banco Santander Puerto Rico branches. For more information, we encourage you to keep an eye out for official communications during the integration process.

For the time being, as a commercial customer of Banco Santander Puerto Rico, your payment processing service with Elavon will not change. Further on during the conversion process, you will receive information of any changes to your services.

FirstBank acquired Santander on September 1, 2020, so your loan is now part of our mortgage portfolio.

Customers of Banco Santander Puerto Rico will keep the same mortgage loan number.

The original terms and conditions of your loan, such as its term, interest, and monthly payments (P&I) will remain the same. However, the amount related to property taxes, property insurance payments, credit insurance, or any other type of optional insurance may vary.

You can make your mortgage payments using any of the following options:

• Direct debit using your account from Santander, FirstBank account, or another financial institution
• At any Santander branch, through their tellers or by depositing your payment in the transaction mailbox
• Santander eBanking, by accessing www.santander.pr or the Santander PR mobile application
• Via the Loan Collections telephone service, at 787.625.2858, or toll-free at al 1.800.981.4100
• By mailing your payment to Banco Santander PO Box 362589 San Juan PR 00936-2589

You can make your mortgage payments using any of the following options:

• Direct debit using your account from Santander, FirstBank account, or another financial institution
• At any FirstBank Puerto Rico branch, through our tellers or by depositing your payment in the transaction mailbox
• Through Online Mortgage Services at https://firstbankpr.customercarenet.com/ 
• By calling 787.283.4120 or 1.800.983.4120 
• By mailing your payment to FirstBank PO Box 8318 San Juan PR 00910-0318
• At your nearest FirstBank branch, through a teller or by depositing your payment in the transaction mailbox 
• At your nearest Banco Santander branch only by depositing your payment along with the coupon in the transaction mailbox by 2:00 pm

Yes, you can mail your payments to: FirstBank PO BOX 8318 San Juan PR 00910-0318. You may also use one of the following: automatic debit option, paying at a FirstBank branch, via Online Mortgage at https://firstbankpr.customercarenet.com/, or by calling 787.283.4120 or 1.800.983.4120.

Up until September 30, 2020, you should write your check out to Banco Santander. Starting on October 1, 2020, you should write your check out to FirstBank.

Since your loan number will remain the same, you can keep using your current payment coupon book or account statement from Banco Santander. We will mail you a new payment coupon book or account statement with the FirstBank logo in the next couple of months. If you need to make a payment and have not received the new coupon book, please refer to the options in questions 4 and 5 above. 

Yes, we will continue processing the automatic debit you set up and will keep collecting from the checking or savings account you registered with Banco Santander for your mortgage payments. Only during October, the automatic debits programmed for the days 1 to 8, will be processed on October 9.  From November on, the automatic debits will, return to their normal schedule.

FirstBank Insurance Agency, LLC is an Authorized Representative and General Agency, duly approved by the Office of the Commissioner of Insurance, with over 16 years of experience providing and managing life, disability, credit, property, and casualty insurance services in order to offer the most adequate solutions to our customers. 

The Agency represents most Insurance Companies authorized to do business in Puerto Rico and holds a Surplus Lines Broker License. We cover all the bases, always driven by our distinctive personalized service.

In late 2019, we entered an agreement with Banco Santander to acquire the entire insurance portfolio from Santander Insurance Agency, which will be managed by FirstBank Insurance Agency. This agreement was finalized on September 1, 2020.

FirstBank Insurance acquired the rights as Authorized Representative to serve the entire portfolio of credit, commercial, real estate, automobile, life, and cancer insurance, among others.

At FirstBank Insurance, we have a professional team ready to help you with your service and claims management needs within a technological environment. One of the positive effects of this transaction is that FirstBank will not only service your loans or credit lines, but now FirstBank Insurance will also manage your insurance.

All insurance products will keep the same terms and conditions and remain under the same insurance company as it was with Santander Insurance, unless you request a change before the policy expires.  At the moment of renewing, we will contact you to notify you of any changes made to your current products. 

No, the effective date of your policy will remain the same.

No, for the moment being, your policy number will remain the same. However, we will notify you of any changes.  Additionally, the policy number could change upon its renewal.

Yes. Upon renewing a policy involving a creditor, FirstBank Insurance will send a copy of said policy and the bill to your creditor. The customer will also receive a copy of the renewal.

For questions or information about your policy, you should call the FirstBank Insurance Service Center at 787-292-4380 or email us to [email protected] with details about your question or the change you wish to make. We recommend that you have your policy number and contact information at hand. Keep in mind that the change will not be effective until the insurance company notifies you by way of an endorsement.

You should contact the FirstBank Insurance Service Center at 787-292-4380 with the following information:

• Name
• Mailing address
• Property address
• Phone/Fax/Email or contact information
• Policy number
• Insurance company
• Date of accident
• Type of loss and a description of the events
• Name of person reporting the loss

You may issue your payment by regular mail to the following address:

FirstBank Insurance Agency (Code 600)
PO Box 9146
San Juan PR 00908-0146

You may also make your payment with charge to your VISA or MasterCard credit card. If you wish to use any of these methods, please call the FirstBank Insurance Service Center directly at 787-292-4380.
 

The headquarters of FirstBank Insurance Agency are in the FirstBank Service Center, at 1130 Ave. Muñoz Rivera, 2nd floor, Río Piedras, PR. 

At FirstBank Insurance, we are committed to providing you an excellent service. We hope to remain in your trust to provide you with guidance on your insurance coverage and to stand by your side in the event of a claim. Nonetheless, we acknowledge you are entitled to choosing your authorized insurance representative or insurance producer of preference.

You received a communication from FirstBank Insurance notifying you of the acquisition of the insurance policy portfolio from Santander Insurance. If you opt to choose another producer, you must notify us within ten days after receiving said communication. You will need to send an appointment letter, including the full name of your new representative and your policy number, to the following address:

FirstBank Insurance
PO Box 9146
San Juan PR 00908-0146

If we do not receive said communication from you, FirstBank Insurance will continue representing you as your insurance agency.